iPayU and Cumulus

Cumulus is a bank agnostic, cash management and payments platform that enables banks and others to provide cash management and payment services directly to their customers.

Cumulus is of particular interest to fund managers, solicitors and any institution where there is a need to separate client money from operational internal funds.

For Charities

Cumulus is invaluable to charities and associations that may have the money held in many bank accounts and do not get the benefit of managing those funds centrally.

For Debt Management Agencies

It is also applicable to debt management agencies and local authorities who need to manage money directly on behalf of the account holder.

Revolutionise local payments with iPayu.

1. Advantages to the institution?

For smaller financial institution struggling with customer retention when measured against the expectations of the millennial generation iPayu allows you to be able to compete on the largest of playing fields and generate revenue at the same time.

iPayu is an attractive solution for organizations looking to offer their merchants and customers reliable and cost-effective payment services.

2. Advantages to the Merchant

Merchants where iPayu is deployed should expect a significant increase in business, up to threefold in some cases, as opposed to those who remain a cash only institution.

Importantly the transaction costs of iPayu are normally significantly lower than with cash or alternative payment solutions. Settlement is the same day which has a significant positive impact on cash flow.

3. Advantages to the Consumer

The iPayu Card or App make so much easier and convenient to shop. There is no longer the need to go to the bank to draw cash and then carry it around in the pocket or purse with the risk that it will get lost. Because I pay you is effectively either a prepaid value or linked to a current account if no possibility for overdrafts and therefore the consumer is always in control of their expenditure.

Using the iPayu Mobile App enables the customer to manage their financial affairs from their mobile device without the need for plastic.

4. Advantages for the Visitors

The iPayu FX App can be loaded by the visitor before leaving home against an existing international card. When in jurisdiction the App can be used at any merchant displaying the relevant white labelled iPayu symbol. The iPayu FX App can be topped up whilst on in jurisdiction and any remaining balance can be repaid to the originating card when returning home.

5. Constant evolution

iPayu is continually evolving iPayu so that you remain on the cutting edge of P2B payment technology.

6. Want to know more?

If you would like to find out more about how iPayu can help you to revolutionise your local payment solutions and to keep your customers on board then, please contact us without delay.

Revolutionise local payments with iPayu.

iPayu is a highly secure person to business (P2B) mobile App and card payment solution that supports scanned and NFC communications. It is ideal for financial institutions or jurisdictions that do not warrant the cost or expense of traditional card payment solutions. Working in conjunction with multiple financial partners iPayu offers a white labelled, multicurrency, multijurisdictional real-time payment solution with no volumetrics as part of the cost equation.

The iPayu switch allows multiple financial institution to work together in collaboration to provide nationwide coverage. The switch also allows for multiple currencies so that iPayu can be used in a multi-jurisdictional, multi-currency situation.

Reconciliation and settlement between financial institutions is done automatically each day.

Testimonials

Customers Reviews

On behalf of Morven and I, I would like to put on record our appreciation of the work and effort that your team performed in our recent installation. Often they excelled themselves and helped to rectify problems outside the scope of the system installation.

Once again thank you for helping to make our opening such a success.

Keep up the good work!

Yours sincerely

Marion Clayton- Finance Officer

London Emergent Financial Corporation Limited
Marion Clayton - Finance Officer

I am really pleased with the progress ourĀ organisation has made during the past few months. Our sincerest thanks to you and your staff for making our transition to BankwareĀ progress so smoothly.

Wachovia
Christopher Eden of Wachovia

Just a brief note to express my appreciation for the hard work that Mike Da Silva and his team put in during the recent project that iFinancial completed.

From the outset, I was impressed by the enthusiasm, commitment and professionalism that was shown by everyone that I met from iFinancial and this was carried right through the project.

Please pass on my thanks to all of the team and I hope to have the opportunity of working with you again in the future.

Yours sincerely,

Peter Wignall

JP Morgan
Peter Wignell

I wanted to write to you both to express our appreciation for the help and assistance you have given to us all in turning a business plan into a successful, fully operating branch.

We would particularly like to thank you and your support people for being unfailingly helpful in assisting us in resolving the day-to-day issues impacting a rapidly growing business.

We look forward to the forthcoming upgradeĀ and the continued close relationship we have between our two organisations.

Kind regards

Yours sincerely

Graham Darby Fore

Israeli Discount Bank (London) Limited
Graham Darby Fore

This is just a brief note to extend my warmest thank you for a job extremely well done in supplying and setting up our Bank’s operating system software.

I speak for my Board of Directors as well, in saying that your fine product will not only serve all of our needs, but the exceptional, professional, and personal service given to us and our people by your two good selves, was nothing short of outstanding. Many thanks for everything once again, and I look forward to a long, ongoing and mutually satisfactory relationship.

Sterling International Bank & Trust Corporation
Paul E. Villeneuve, President and Chief Executive Officer

WHAT TO DO NOW

The next step is to book an initial meeting. The purpose of the meeting is to find out more about your business, and your needs and to explain how iPayU and/or Cumulus may be the cost-effective solution for you and to answer any questions you may have.

There is no obligation, so take the first step and…fill in the form below

or, alternatively you can

Contact us

Get In Touch

Contact Info

UK Office

International Financial Systems Ltd 5 Hare Hall Lane Gidea Park Essex RM2 6BD England

Telephone

p: +44 208 477 1400
f: +44 208 477 1401

Mail Us

E: support@rstheme.com
E: info@codesless.com

Opening Hours

Mon-Fri: 10:00-18:00
Sat-Sun: 10:00-14:00

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