Deposits

An adaptable savings solution to meet diverse financial needs

Our versatile deposit module provides your customers with a convenient and adaptable savings solution that meets their diverse financial needs and lifestyles.

It empowers them to take control of their savings while offering security and competitive returns.

Why Deposits from iFinancial?

Instant access

The ultimate in flexibility, Customers can withdraw their money at any time without facing penalties or restrictions. Access can be provided through online banking, mobile app, or branch visit.

Notice accounts

Balance flexibility and have the potential for higher interest rates when compared to instant access savings accounts.

Fixed term

Lock in a guaranteed interest rate, ensuring earnings are predictable and reliable. Customers enjoy peace of mind knowing their interest is applied or paid out in full at the end of the term.

Income bonds

Income Bonds are designed to deliver financial stability and growth. Customers can tailor their investment strategy to suit their financial goals with flexible options to provide consistent returns.

Flexible interest rates

Interest rates are linked to a base rate specific for each currency. With up to six adjustment bands, calculated on either a tiered or threshold basis, it provides unmatched flexibility.

Term tables

To enhance cash flow management, fixed deposits can be aligned with a term table, allowing them to automatically renew at the prevailing rate upon maturity.

Interested in taking a look?

Learn more about how we can help you to build your next generation of banking and financial experiences. Complete the form to share your request with our team.